New: CentriCall AI voice agents that answer, qualify, and book around the clock
Centricone Technologies forFinance

Fintech software development for institutions that get audited

Centricone Technologies builds payment, lending, and banking software for financial firms across North America — payment gateway and open banking integrations, core system modernization, and architecture that holds up under SOC 2 and PCI DSS review.

Controls are cheapest when they are designed in. We build to the audit you will face, from the first commit rather than the last quarter.

2582259344/94977

support coverage across US and Canada time zones

147111590027200%

of code reviewed, tested, and documented before release

In finance, the build and the audit are the same project

01

Compliance discovered after the fact

PCI DSS scope and SOC 2 controls get considered once the architecture is fixed, and the rework costs more than doing it properly would have.

02

Core systems nobody can change safely

Ledger, lending, or policy systems built a decade ago now block every product idea, and the vendor's roadmap is not your roadmap.

03

Integrations that break quietly

Payment, KYC, and reporting connections fail without anyone noticing until reconciliation, month-end, or a regulator asks.

Centricone Technologies delivers the whole build: secure application development, payment and open banking integrations, cloud infrastructure scoped for audit, and support afterwards.

Build

Custom financial software, built for audit from day one

Secure

Cloud, security, and controls that survive review

John-Paul Riordan
Talk to our team

How a financial software engagement runs

We start with data flows, scope boundaries, and the controls you are held to, then design the architecture around them — so the security questionnaire at the end is a formality rather than a rebuild.

Talk to our team
03600
compliance retrofits — controls are designed in up front

Why finance teams choose Centricone Technologies

SOC 2 and PCI DSS considered before the architecture is fixed

Payment, KYC, and reporting integrations that self-reconcile

Core modernization delivered in phases, never big-bang

US and Canada delivery with documented change control

What financial clients get out of it

Audit-ready delivery

Controls, logging, and change evidence produced by how the team works, not assembled in a scramble before review.

Smaller compliance scope

Sensitive data isolated by design

Faster product cycles

New products without core rewrites

Reconciliation you trust

Breaks caught the day they happen

Provable resilience

Disaster recovery tested, not assumed

Who we build financial software for

  • Fintech and payments companies

    Product builds with gateway integrations, ledgering, and the security posture an enterprise customer will diligence.

  • Banks and credit unions

    Digital channels and core modernization delivered in phases, with regulatory reporting built in.

  • Lending and mortgage providers

    Origination, underwriting support, servicing portals, and the document and identity workflows underneath.

  • Insurance and wealth firms

    Policy, claims, and advisor platforms with auditable data and integrations that reconcile.

Finance development questions, answered

We design to both: segmented architecture that keeps cardholder data out of scope wherever possible, encryption and key management, least-privilege access, and logging that produces audit evidence. The certification is yours to hold — we build and document the technical controls it rests on.
Yes — processors and gateways such as Stripe and Adyen, card networks, ACH and EFT rails, and open banking or aggregator APIs, with reconciliation, retries, and monitoring so a failed transaction is visible immediately.
Yes, in phases. We typically wrap the core in documented APIs first so new products can ship, then migrate capabilities one at a time — which keeps risk contained and lets value land long before the last component moves.
Yes. North America is our primary market, and we work with US and Canadian regulatory expectations, data residency requirements, and payment rails including ACH, EFT, and Interac.