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North Carolina, United States · Eastern Time

Software development for Charlotte, where the systems are the bank

Centricone works remotely with companies across Charlotte and the Carolinas on Eastern Time. In this market that means banking and payments work more often than not — core conversions, integration around systems that cannot be replaced, and the evidence trail an examiner will ask for.

How this works

We work with Charlotte remotely, and we say so

Centricone has no office in Charlotte. We deliver remotely, on Eastern Time, with senior contacts available through your working day and 24/7 escalation for production systems under a support agreement.

Charlotte is the second-largest banking centre in the United States by assets under headquarters, and the gravity of that shows up in almost every brief we take here. The work is rarely greenfield: it is integration with a core platform, a conversion between them, or the reporting and reconciliation layers that sit alongside. The constraint is almost never the application — it is that the system is examined.

Eastern Time

Your working day, not an overlap window at the edges of it.

Your regime

Designed against the rules that apply where you operate.

One business day

The reply time we hold ourselves to on any enquiry.

The rules that apply to Carolina financial institutions

North Carolina has no comprehensive consumer privacy statute. For a bank or a payments company that changes very little, because the binding rules are federal and they are stricter.

  • GLBA and the Interagency Guidelines on safeguarding customer information
  • FFIEC examination expectations, including change management and vendor oversight
  • OCC, FDIC, or Federal Reserve supervision depending on the charter
  • PCI DSS wherever card data is in scope
  • North Carolina's Identity Theft Protection Act for breach notification

Working with Charlotte

Something specific to your market? Ask us directly.

No. Our office is in metro Atlanta and we work with Charlotte clients remotely on Eastern Time, which is the same working day. Where a core conversion genuinely needs people in a room we travel for it.
Yes, and the part that decides whether one succeeds is data. Account, balance, and history migration against real volumes, with reconciliation designed before cutover rather than discovered during it. Our finance industry page covers the approach and our database management service covers the migration mechanics.
Yes, and in an examined institution that is not optional. We work in your change process, your approval gates, and your evidence retention, because a change that cannot be shown to have followed the process is a finding regardless of whether it was correct.